The credit risk hub streamlines and simplifies the flow of time-critical credit information between lenders, brokers and mortgage customers.
The hub is a solution for verifying income and calculating affordability and creditworthiness within minutes.
It’s another route to faster, cheaper and more accurate mortgage decisions.
Our unique proposition scans, reads and verifies income and expenditure data.
It automatically processes all kinds of documents including payslips, utility bills, residence permits, P60’s, SA302, bank statements, accountant letters and more, blending the insights with expert data sources for instant affordability verification.
Our sophisticated blend of automation and data science addresses the recurring pain point of affordability assessment.
By accessing and analysing customers’ financial data early in the mortgage process, and linking in trusted data from bureaus, ONS, HMRC and Companies House, we deliver faster, safer and cost-effective risk decisions.
More than 70% of customers pass straight through on income and expenditure data, reducing timescales and delivering faster answers to brokers and customers.
