Today’s mortgage journey relies on outdated manual processes, making it slow, expensive and disconnected. The mortgage system is biased towards ‘No’.
Digitisation and automation are the key to faster, safer, cost-effective risk decisions that give everyone full agility and control.
We offer advanced solutions in the areas of Opportunity, Valuation, Automation and Risk that integrate with existing systems to make the mortgage journey faster, more transparent and empower lenders to say ‘Yes.’
Streamline the mortgage journey by replacing time consuming physical surveys with automated valuation. Our Automated Valuations Model (AVM) is the market leader, delivering automated valuations that streamline the mortgage journey with trusted accuracy.
Take this to the next level with Digital Valuer, a sophisticated statistical tool exploring even broader risk data to improve accuracy even further.
11 million properties in the UK have a mortgage, and lenders need to monitor property value and risk all the time to understand their portfolio. Data is the key to adjust and maintain a safe level of risk.
We benchmark your portfolio against tailored market indicators such house price inflation, rental growth, yields and market liquidity. Gain a portfolio valuation in just five days – including bespoke insights from our Analytics team – to inform business decisions.
Plus, prepare to meet new environmental reporting requirements with our new Climate Change Insight enhancement.
Keeping up with market trends and opportunities is an ever growing challenge for lenders. Our customisable reports bring the data to you in an easily digestible format.
The time it takes to process property and credit risk hampers customer experience – and is becoming a point of difference. Connect your data sources, systems and partners to speed up processing and give decisions more quickly. View our Automation Solutions.
Hometrack’s lender solutions are based on a clear understanding of our sector. Their experience in the AVM space is unrivalled as is their understanding of the housing and lending markets.
Iain Laing, Chief Risk Officer, Nationwide
Quality and transparency are important to us and our clients. We need to know that the portfolios we work with have been subject to an independent and accurate valuation process. Hometrack’s expertise in the property analytics space is widely acknowledged.
Clayton Euro Risk