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A lack of higher loan-to-value finance has limited access to home ownership. Our new analysis looks at the new 95% mortgage guarantee scheme in more detail and examines the level to which it will impact the size of the housing market and house prices.
The residential sector has made a remarkable recovery from Covid, but the rental market has been left divided. Demand is generally strong, rental growth is positive and increasing in markets outside of London, but rents within the capital are falling.